According to a statement issued by the Banque de l’Habitat (BH), the institution’s NBI rose by 17.5% in 2018 to reach 455.2 billion Tunisian Dinar at the end of December 2018 compared with 387.4 MTD. a year later.
It also indicates an increase in interest income of 224.8 MTD, or 43.92%, to reach 736.6 MTD over the same period and an increase in fees received (12.8 MTD, or 14%). 64%, to reach 100 MTD at the end of December 2018 against 87.3 MTD at the end of December 2017).
Similarly, we note an increase in the outstanding receivables on customers for an amount of 1,496 MTD, or 19.33% to reach 9,232 MTD at the end of December 2018 against 7,736 MTD a year earlier, and an increase of portfolio investment securities of 59 MTD, or 4.87% to settle at 1,275 MTD at the end of December 2018.
Borrowings and special resources increased by 246 MTD, or 21.98% over the period. Customer deposits also follow the upward trajectory (+ 10.99%) to reach 6,595 MTD at the end of December 2018 against 5,942 MTD at the end of December 2017.
It should be noted that shareholders’ equity before the bank’s result increased by 88 MTD, or 13.61%. They now settle at 731 MTD vs. 643 MTD at 31 December 2017.
Created in 1973, Banque de l’Habitat is a Tunisian bank whose pioneering activity concerns real estate loans. Owned mainly by the State, it also acts as a deposit bank by organizing the day-to-day operations for third parties or for its own account.