In Tunisia, the main activity indicators of the National Agricultural Bank (BNA Bank) showed red at the end of the third quarter of 2020, due to the severity of the effects of the coronavirus.
Thus, the net banking income (NBI) fell by 4.2%, or 456.949 million Tunisian dinars, MDT (165.4 million USD) against 476.759 MTD (172.5 million USD) as of September 30, 2019. Receivables from customers reached 11.975 MTD (4.3 million USD) at the end of September 2020 against 10.749 MTD (3.8 million USD) as of September 30, 2019, which represents an increase of 11.4%.
As for banking operating income, they reached 984 MTD (356.1 million USD) at the end of the third quarter of 2020 against 969 MTD (350.7 million USD) a year earlier, i.e. a relative increase of 1.6 % and absolute of 15 MTD (5.4 million USD).
During the same period, banking operating expenses recorded an increase of 35 MTD (12.6 million USD), going from 492 MTD (178 million USD) to 527 MTD (190.7 million USD), i.e. a rate of an increase of 7.1%.
For operating costs, they increased by 8.2% between September 2019 and September 2020, from 211 MTD (76.3 million USD) to 228 MTD (82.5 million USD).
Nevertheless, customer deposits recorded between September 2019 and September 2020, an increase of 420 MTD (152 million dollars), i.e. an increase of 5%.